CHILDREN
When anyone under the age of 18 attempts to register with us, we require a parent or guardian to provide parental consent and permission to create an account with us. We do not contact anyone under the age of 18, in person, by email, or by phone, about special offers or for marketing purposes without parental permission. We do not request more personal information from anyone as a condition of participation than is reasonably necessary to participate in a given activity or promotion.
INFORMATION: COLLECTION AND USE
We collect personal information when you register, when you use our products or services, when you visit our websites or the websites of certain partners and affiliates, and when you enter other participating services, promotions, or sweepstakes. We may combine information we have about you with information we obtain from business partners or other companies to improve our service.
When you first register, we ask or may ask you for information such as your name, email address, date of birth, gender, zip code, occupation, industry, personal interests, and more. For some financial products and services, we may also ask for your personal home or business address and other financial-related information. We collect and share information about your transactions with us with some of our business partners, including information about your use of our products, services, and associated financial products and services we offer. We automatically receive and record information from your computer and browser, including your IP address, cookies, software and hardware attributes, and the pages you request. We use this information for the following general purposes:
to improve our services,
to personalize and improve advertising and page content you view,
to fulfill your requests for products and services,
to contact you,
to conduct research and statistical analysis, and
to provide anonymous reporting for internal and external clients.
INFORMATION: SHARING AND DISCLOSURE
We do not rent, sell, or share your personal information with other people or nonaffiliated companies except to provide products or services you have requested, when we have your permission, or in the following circumstances:
We provide information to trusted partners who work on our behalf or with us under confidentiality agreements. These companies may use your personal information to help us communicate with you about our offers and those of our marketing and advertising partners. However, these companies do not have any independent right to share this information.
We have parental permission to share information if the user is a child under 13 years of age. Parents have the option to allow us to collect and use their children’s information without consenting to our sharing this information with individuals and companies who may use this information for their own purposes.
We respond to subpoenas, court orders, or legal processes, or to establish or exercise our legal rights or defend against legal claims.
We believe it is necessary to share information to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of our Terms of Service, or as otherwise required by law.
We will transfer information about you if we are acquired or merged with another company. In this event, we will notify you before your information is transferred and becomes subject to a different privacy policy.
We display targeted ads based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click on targeted ads meet their targeting criteria—for example, women aged 18 to 24 from a particular geographic area.
We do not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad, you agree that the advertiser may assume that you meet the targeting criteria used to display the ad.
Our advertisers include financial service providers (such as banks, insurance agents, stockbrokers, and mortgage lenders) and non-financial companies (such as retailers, airlines, and software companies).
We work with suppliers, partners, advertisers, and other service providers across a variety of industries and categories.